Before you kick off your spending freeze, determine how much money you hope to save during your no-spend challenge. Look at your budget, or bank statements from the past few months, to get an idea ...

One effective one we’ve done is the 52-Week Money Savings Challenge. “Teaching kids, particularly teens, about money is crucial because many will begin jobs and earn paychecks,” says René ...

He is also a musician, which means he has spent a lot of time worrying about money ... month. Others avoid shopping online or with specific retailers, like Amazon. The 52-week challenge involves ...