Here’s why you should carry more than your state’s minimum coverage, what the data shows about insurance premiums for seniors and why sharing your car isn’t always a good idea.

But why and what can you do about it? Let’s answer both of those questions right now, before you pay your next car insurance installment. First, let’s tackle a few reasons for perspective.

Our editors also may be in touch with follow-up questions. Continue reading Editorial ... has the lowest average rates for state minimum car insurance among the insurers we analyzed.

Specializing in topics from car insurance to banking, she has led editorial and research teams from her homebase in Raleigh, North Carolina for the last five years. Outside of writing, Alexi ...

Our rating includes a survey of consumers who provided feedback about their experiences with their car insurance company. They answered questions about customer service and the claim process ...