Each year, the Federal Housing Finance Agency (FHFA) adjusts the amount you can borrow with a conforming loan, which you probably think of as a "regular mortgage." Put simply, conforming loans are ...

Limited loan amounts: Conforming loans can't exceed the FHFA loan limit, so you likely can't use one for a particularly high-priced home. What is a non-conforming loan? The opposite of a ...

In 2025, the conforming loan limit is $806,500 in most parts of the U.S. In areas with a higher cost of living, the limit goes up to a ceiling of $1,209.750. Jumbo loans are for amounts that ...

The most common type of a conventional loan is a conforming loan ... total debt and loan amount will affect the rate you get. Having a higher credit score, higher income, lower debt and a smaller ...

Text Callout : Key Takeaways - What Is a Jumbo Loan? A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency, or FHFA, which oversees Fannie ...