After a review of market data, the CFPB finalized a rule that would have capped late fees at $8 and ended automatic inflation ...

Balance transfers allow cardholders to move outstanding balance to another card with lower interest rates, easing credit card ...

Late card payments and minimum payments are at a record high, the Philadelphia Fed says. Seasonal and longer-term factors ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

Credit card delinquencies are the highest they've ever been since the great recession in 2008. This often leads to higher ...

Key Points Credit card usage can damage your finances if you aren’t careful. If your credit cards are getting you into ...

With the debt avalanche method, you pay the card with the highest APR first – which is your 29.9% APR card – and make minimum ...

Credit cards have notoriously high interest rates, so carrying a balance can be costly. However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards ...