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For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.
After clearing the $1 trillion mark last spring, credit card debt has continued to mount, rising 4.7 percent in the third quarter to $1.08 trillion, the Federal Reserve Bank of New York reported.