NerdWallet's template incorporates the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. Before using the ...

This AI tool can be helpful for formatting debt repayment plans, offering advice on spreadsheets you submit and inspiring new ideas for how to approach debt. Just don't trust everything it says.

If you're tired of owing money on credit cards, auto loans or other lines of credit, it's time to get serious about paying off debt. The first step to tackling debt is to total up how much you owe ...

Divide your income among needs, wants, savings and debt repayment. Many ... or try tools such as budget apps or NerdWallet's budget template. Pay attention to where your money is going.

Effective debt repayment strategies Once you've got an idea of all your outstanding balances and made all your minimum payments, you can strategically distribute extra funds money across all your ...