While the initial appeal of the home loan EMI subvention scheme may seem promising, it can ultimately become a pitfall for ...

Buying a property often requires substantial financial support, typically achieved through a home loan. Calculating the home ...

If your financial situation allows, making partial prepayments can reduce your outstanding principal, lowering your future ...

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more ...

Missing even a single EMI can immensely impact your credit score in a negative way. Potentially dropping it by 100 points or ...

One may purchase home on a loan or they may go for an investment, create a corpus and purchase it. The choice depends on ...

A repo rate cut generally lowers borrowing costs, making loans more affordable. However, borrowers often do not see an ...

A joint loan application benefits both borrower and co-borrower by improving credit scores and increasing loan approval ...

Builders and real estate developers try to exploit borrower's desperation with marketing offers that make homebuyers believe ...

To handle personal finances efficiently, we need the right tools to evaluate and plan different financial commitments. A ...

Many borrowers face the dilemma of whether to extend their tenure to reduce monthly payments or shorten it to become debt-free sooner. Adjusting your loan tenure can have long-term financial ...