The formula for a growing perpetuity is: PV = CF/(R - G) The growth factor here reduces the denominator of the formula, resulting in a higher PV than if expected growth was 0.

The formula looks a little different if you’re applying it to an annuity due: FV due = PMT x [ ([1 + r]^n – 1) x (1 + r) / r] Jill expects 30 quarterly payouts of $500 each on an annuity due ...

The formula for a growing perpetuity is nearly identical to the standard formula but it subtracts the growth rate, g, from the discount rate, r, in the denominator: PV = C/(r-g) ...

Your annuity pays out as long as you’re alive within a set number of years — usually 10 to 20 — even after you die. Yes, and your beneficiaries can receive any remaining payments if you die ...

Women tend to live longer than men, and annuity providers account for that in their payment formulas. As a result, female annuitants often receive slightly lower monthly payments than males of the ...

If you don't want to mess with complex formulas, there's an easy way to estimate your monthly annuity income — especially for lifetime fixed annuities. Here's how it works: ...