If you have your sights set on a higher-end home, you may find you don’t qualify for some lending options. The same may be ...

Rates for new 30-year loans edged lower for a second day, joining almost every other loan type in a decline Monday. The ...

Rates for new 30-year loans have been wavering in an elevated range the last three weeks—and just nudged a bit higher. Rate ...

Reviewed by Margaret James Fact checked by Betsy Petrick Jumbo vs. Conventional Mortgages: An Overview Jumbo and conventional mortgages are two types of financing borrowers use to purchase homes. Both ...

A jumbo loan is a mortgage for more than $806,500 in 2025. You'll have to meet stricter requirements to receive a jumbo loan, including a bigger down payment. Jumbo mortgage rates may be lower ...

A jumbo mortgage exceeds the annual loan limit set by the Federal Housing Finance Agency. In 2025, that ceiling is $806,500 for a single-family home in most of the U.S. However, some high-cost ...

Mortgages are among the types of debt that can actually build your wealth. That’s because when you take out a mortgage, ...

The 30-year fixed-rate mortgage dipped by two basis points this week, according to data released Thursday from Freddie Mac.

But in general, here’s how they might compare: The biggest benefit of non-conforming loans is that you can afford a more expensive home, if you’re going for a jumbo mortgage. Non-conforming ...