Debt collectors are only permitted to contact you at your residence or workplace between 8 a.m. and 9 p.m. in your local time ...

Debt collection letters should be the first step in your action plan. After you send enough letters, you can transfer the client’s debt to collections, though you may want to exhaust all other ...

Federal law gives you 30 days to request that the collection agency validate your debt. This is legal speak for proving you really owe the money. You can use this sample letter to make the debt ...

This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

Phone calls, threatening letters and other high-pressure tactics ... that can be used to navigate the tricky landscape of debt collection. The Fair Debt Collection Practices Act (FDCPA) gives ...

"Effectively, the letter should contain the terms you are proposing, including what you're willing to settle the debt for in exchange for the collection agency removing the past due account ...

When that happens, it can be a confusing and frustrating issue to deal with, especially as the calls, letters and other aggressive debt collector tactics ramp up. Having an erroneous collection ...

A debt validation letter is the document sent by a collection agency, showing that the debt exists and you are responsible. As a consumer, you might send a debt verification letter when a ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details ...

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