Choosing a high deductible will lower premiums, and a low deductible will raise your premiums. If you anticipate you'll need to file a claim, you may want to opt for a lower deductible.

Do you need a high or low deductible? We'll help you learn what factors to consider before picking your deductible amount and ...

The main benefits of this kind of deductible are: Lower initial costs: Often, per-incident deductibles are set at a lower amount than annual deductibles. This can reduce the initial out-of-pocket ...

Choosing a higher deductible is one way to lower the cost of car insurance. When selecting a deductible, consider how often you drive and what risks are most relevant in your area. If you don't ...

Your deductible is an amount that you typically pay out of pocket each year before your insurance policy covers your expenses or losses. Plans with lower deductibles typically charge higher premiums ...