It's smart to read up on important retirement topics as you inch closer to not working for a living anymore. The more you ...

The April 1, 2025, deadline for required minimum distributions (RMDs) is fast approaching for retirees who turned 73 in 2024.

A little confusion over something that's seemingly simple can end up taking a costly toll when not handled properly.

Generally, to calculate your RMD, you need to find your account balance as of December 31 of the previous year. You look up your life expectancy factor from the IRS table based on your age when ...

To get started, go to the uniform lifetime table (or the joint life expectancy ... based on your age in the year of the RMD you’re calculating. You would then divide the market value of your ...

you need to calculate your RMD using a Joint Life Expectancy Table. The calculation includes your age and your spouse’s age, which can result in longer life expectancy, which can also reduce ...

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A withdrawal approach based solely on required minimum distributions (RMDs) not only fails to meet retirees’ annual income needs but can also leave money on the table at the end of their lives ...

(See this RMD minimum distributions table for more details.) When you have to start taking RMDs: The IRS requires savers to take RMDs at age 73. (You can delay your first payment, but that’s not ...

If you want to calculate your RMD, you'll need to refer to an RMD table. Many good brokerages will ... who died -- if that IRA owner had reached age 73 before dying. These rules are tricky ...