Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

Thinking of converting a traditional IRA to a Roth IRA? The Kiplinger Tax Letter Editor highlights nine factors you should ...

Roth conversions involve switching a pre-tax account to a post-tax account and immediately paying the tax bill. Consider future tax rates and whether you have the cash to cover the tax bill before ...

Calculating Your Roth IRA Contribution Limits Bad Stock Market? Good Time for a Roth IRA Conversion The Good Brigade / Getty Images Roth individual retirement accounts (IRAs) come with many tax ...

Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term ...

From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Stock market volatility is alive and kicking, but that doesn’t have to be a bad thing, even if you’re not a day trader. Instead of buying on the dip, investors facing hefty future tax ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth ... That said, Roth conversions aren’t the right answer for everyone.

The main advantage of a Roth IRA is that your portfolio grows entirely tax-free. If you invest $1,000 and it grows to $10,000 you only pay taxes on the $1,000 before it goes into your account.

A period of low tax rates is the optimal time to convert your traditional accounts into a Roth IRA. This frees you up to pounce on your conversion tax payment immediately before higher rates ...