A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

There are many myths swirling around about debt forgiveness. Here are four common ones: While it's true that debt forgiveness ...

Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

Defaulting on an unsecured loan can have big consequences for your finances. Here's what could happen if you do.

Credit card debt can jeopardize retirement security ... Unlike debt settlement, debt consolidation takes multiple unsecured debts and rolls them into a single new loan, presumably with a lower ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

Most personal loans, such as credit card debt and renovation loans, are unsecured loans not backed by collateral. Motor vehicle loans are considered secured loans as the car can be repossessed by ...

Longstanding credit-card debt means less money for other goals ... volume of financial counseling it offered clients. Average unsecured debts for its clients averaged just over $30,600.