In India's increasingly credit-driven economy, missing a loan EMI can feel stressful, but it doesn't have to spell disaster. A single missed EMI could lead to penalties and a credit score dip, but ...

The rest was for debt payment, leaving nothing for savings. Applying the 50/30/20 budget — which suggests that 50% of take-home pay should go toward needs, 30% toward wants and 20% toward ...

If your financial situation permits, you can save or invest more than 20% of your income. Nevertheless, if you have not used a budget before, the 50/30/20 rule is a good place to start.

An online-first brand, Zoff gets 60% of its business from traditional e-commerce marketplaces like Amazon and Flipkart, but ...