A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal ends. If you’d prefer not to ...

That has more mortgage shoppers on the lookout for cheap variable ... Hybrid mortgages, where half of one’s borrowing is in a five-year fixed and half is variable, are now down to 4.76 (uninsured) and ...

Get up to $4,100 cash back with a new BMO fixed or variable-rate closed mortgage or Homeowner Readiline with a term of three years or longer. Use your new or existing BMO chequing account as a ...

it doesn’t typically impact fixed mortgage rates. Compared to variable mortgage rates, which continue trending downward, fixed mortgage rates are almost impossibly static. They’ve barely ...

With a five-year fixed-rate mortgage, for example, you’ll pay the same amount each payment at a given interest rate for five years. With a five-year variable-rate mortgage, your rate will vary ...

With the Bank of Canada’s benchmark rate falling to 3.25 per cent today from 5 per cent in June – and more decreases expected ...

"In 2025, I would not focus on mortgage rates," said Jeb Smith, licensed real estate agent and member of CNET Money's expert ...

ICS, the non-bank mortgage provider is cutting rates for new fixed-rate home loans by a quarter of a percentage point.The firm previously charged interest rates starting at 4.5% for three and ...

The prime rate is a critical factor influencing mortgage rates in Canada . It serves as a benchmark for variable lending ...