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Rising costs mean most Americans can no longer afford the recommended 50-30-20 budget rule.

The 50/30/20 budgeting rule has long been the gold standard. According to this budgeting rule of thumb, you should devote 50% of your after-tax income to needs, 30% to wants and 20% to savings ...

The 50/30/20 rule is a popular budgeting technique. Use this calculator to figure out how to spend your money.