Debating whether or not the $525 United Club Card annual fee is worth it? Here's a closer look to help you decide.

This card features rich benefits for foodies, including lucrative rewards at restaurants and U.S. supermarkets, plus various dining credits that can help offset its admittedly pricey annual fee.

You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.