But transferring my balance to a 0% intro APR card saved me nearly $1,100 in interest. My debt was eliminated in 21 months with predictable $300 monthly payments. The average American household ...

"That kept me on track and determined to stick to my debt payoff plan." Today, Khalfani-Cox has six credit cards, including one a business credit card, and she says she generally pays off her ...

Handling a loved one's debts in the wake of their passing can feel daunting and even retraumatizing. I discovered in the wake of my father's death just how bureaucratically difficult it is to make ...

“The sooner you just accept the fact of, ‘OK, here’s all of my debt, and keeping it separate, even though some interest rates might be higher, you actually get more of the behavior change as ...

AI's financial plan for me managed to both overpay my debts and allocate more than my income to achieve my goals. Amanda Smith is a freelance journalist and writer. She reports on culture ...

This as-told-to essay is based on a conversation with Erin Couch, a 30-year-old who does Instacart deliveries in Ohio. It's been edited for length and clarity. Almost every weekend, I spend eight ...

Social Security payments are protected by law from private debt collectors ... it’s protected money (in your account),” says Germi Cloud, a certified national Social Security advisor and ...

"Any time throughout my life that I was in major credit card debt, it wasn't because I overspent, and it wasn't because I'm a shopaholic. It was always because of life circumstances," says Harris.

Ivan Pantic / Getty Images If you have large outstanding balances on your credit cards and struggle to pay them off, a home equity loan can help consolidate your debt at a much lower interest rate ...